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Analysis & Planning

 

Do you know what your family’s current plan is to pay for college? Are you concerned about running out of funds mid-way through your student’s college career? Are you sacrificing your ability to retire comfortably? Even if you are fortunate enough to have saved all of the money you need to pay for college, are you aware that you may be missing out on thousands of dollars in savings through tax capacity and EFC reduction strategies?

 

Our Analysis & Planning Services help families answer these questions and more. As an Analysis & Planning client, you are paired with a professional college planning advisor who will work with you to analyze your family’s educational goals and current strategy for handling college expenses. Your advisor will help you uncover ways to reduce your out-of-pocket college expenses. This includes choosing schools that are more likely to award free money (grants & scholarships), utilizing tax-favored dollars to pay out of pocket expenses, maximizing financial aid possibilities, and various additional strategies unique to your family. The goal of our Analysis & Planning is to put together a comprehensive plan covering each year that you will have at least one student in college, whether it is undergraduate, graduate, business, law, or medical school.

 

After several sessions with your advisor, you will have started your customized plan. Our team of professionals will be here to guide you through each step with regular consultations, phone conversations, email support and annual reviews. We will make sure your college plan adjusts to any bump that life brings. The biggest benefit of all will be the ability to rest easy knowing you have a solid plan for your family’s college expenses, regardless of where your student ends up.

Highlights of Analysis and Planning Program

 

Analysis and Planning for College Expenses

  • Calculate your Federal and Institutional Student Aid Index (SAI)

  • Calculate the range of out-of-pocket costs your family will face based on the list of your student’s prospective colleges

  • Review your financial data and cash flow

  • Explore various SAI strategies to help maximize financial aid including but not limited to tax scholarship strategies, asset positioning techniques, and individualized borrowing strategies

  • Build a customized plan for all students that plan to attend college in your family

  • Calculate your additional out of pocket expenses and suggest strategies to manage them in the most advantageous manner

 

Direction, Support, and Implementation

  • Step-by-step college planning calendar

  • Implementation assistance for finalized recommendations

  • World class client care (Client Only Workshops, E-mail, and Phone Support) 

 

  

  

*Analysis and Planning does not include financial planning, investment, legal or tax advice

Student Services

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For many families, applying to college is a stressful process.

 

If you are not seeking a comprehensive college plan or assistance with the financial aid process, but would like admissions assistance for your college bound student, our stand-alone Student Services will give you and your student the help you’ve been looking for. There are numerous deadlines to meet, essays to write, applications to complete, and new information to learn.

 

Our student services group sessions cover everything from career exploration and matching to student positioning to college search to how to ace college admissions interviews and make the most out of your campus visits. Our workshops, proprietary college planning calendar, and other client-only resources will answer your questions and guide your student each step of the way with timelines, tips, and suggestions.

 

Our Admissions program also includes web-based SAT, ACT, and PSAT preparation that students can fit into any schedule. This software prepares students with not only the knowledge of the information asked on these tests but also the format of the questions with guaranteed results. With most colleges and universities using these tests to determine merit based financial aid, an improved performance on these exams could save your family thousands of dollars in potential college expenses.

Highlights of our Student Services

 

Group Sessions Guiding Educational Choices and Applications

  • Introduction to College Planning

  • Exploring Careers and Majors

  • Student Positioning and Self-Promotion

  • Test Prep for the SAT, ACT and PSAT

  • College Search, Selection and Visits Strategies

  • College Application Strategies & Brag Sheet Review

  • Admissions Essay Guidance and Suggestions

  • Admissions Interview Techniques, Tips and Skills Practice

 

Direction, Support, and Implementation

  • Step-by-step college planning calendar

  • Implementation assistance for finalized recommendations

  • World class client care (Client Only Workshops, E-mail, and Phone Support)

 
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Financial Aid

There are literally billions of dollars in merit-based and need-based aid available every year to assist students in paying for college. In order to receive financial aid however, the proper paperwork must be submitted accurately and on time. This includes, but is not limited to, the FAFSA*, CSS Profile, Institutional Forms, Business/Farm Supplements, Verification Forms and more. Many of these forms can be longer and even more complicated than the federal tax forms!

 

If your family would like assistance solely with scholarship applications* and need-based financial aid applications, our Financial Aid Services are for you.

 

In order to maximize your awards, there is a lot you need to learn. Our experienced team of Financial Aid experts will eliminate the hassle and stress of this process for you.

 

In addition to completing financial aid applications, our diligent financial aid specialists will compare your student’s aid awards to the historic percentages of aid given by the colleges/universities your student has applied to. With this comparison we can help you judge whether an award is fair or not, and if not, guide you through the appeals process. Our statistics are astounding; on average 8 out of 10 appeals we    guide are awarded more money!

 

Finally, if borrowing money is going to be part of your family’s funding plan, we can help you select the most advantageous education loan(s) or alternative borrowing strategies available for your unique situation.

Highlights of Financial Aid

 

Financial Aid Paperwork and Appeals Process

  • Calculate your Federal and Institutional Student Aid Index (SAI)

  • Calculate the range of out-of-pocket costs your family will face based on the list of your student’s prospective colleges

  • Review your financial data and cash flow

  • Complete the FAFSA** and CSS Profile for up to 10 schools (over 10 schools additional/non-custodial CSS Profile additional)

  • Confirm accuracy of the SAR and make required updates and adjustments

  • Prepare tax documents for IDOC/school upload

  • Complete any Federal or Institutional Verification Forms

  • Complete all other Institutional Financial Aid Forms required by the colleges

  • Advise and Review Business/Farm Supplement filled out by your tax preparer (if applicable)

  • Individualized Awards Analysis, Negotiations and Appeals recommendations

 

Direction, Support, and Implementation

  • Step-by-step college planning calendar

  • Implementation assistance for finalized recommendations

  • World class client care (Client Only Workshops, E-mail, and Phone Support)